How to Price Structural Repairs: Crack Stitching, Lintel Replacement and Repointing

Quick Answer: UK structural repair pricing in 2026 covers a wide range: crack stitching with helical bars £80–£180/m of crack, lintel replacement £400–£1,400 per opening (catnic/concrete to brick over door/window), pad foundation underpinning £900–£2,500/m run, mass concrete underpinning £600–£1,800/m run, and structural repointing of distressed brickwork £75–£140/m². A structural engineer's report (essential before any repair work) costs £400–£1,200 typical. The cost of remedial work is dwarfed by the cost of getting the diagnosis right — repairs without a structural engineer's specification typically waste 20–50% of the budget on the wrong fix, and may invalidate the property's insurance and resale.

Summary

Structural repair work is the area where pricing accuracy matters most because the cost of a wrong repair is much higher than the cost of getting a structural engineer involved. A typical pattern: customer notices a crack, gets a builder to "fix it", builder injects mortar or fits a steel plate, three years later the crack reappears bigger because the underlying movement was never diagnosed or addressed. Cost to repair: £600 first time, £4,500 second time including the engineer that should have been involved at the start.

The pricing framework that holds together is sequential: diagnosis (engineer's report) → specification → pricing → execution → monitoring. Every structural repair quote should reference an engineer's specification, even if it's just a single-page letter. A quote that proposes structural work without engineer involvement should be a red flag for the customer; a builder quoting it without an engineer should expect to take on full liability for the diagnosis.

The other thing customers don't usually understand is that structural repair is rarely "fix the crack" — the crack is a symptom. The repair must address the cause: subsidence from a clay shrinkage, drainage washing out fines, lintel failure, wall tie corrosion, thermal expansion, foundation settlement. Each cause has a different repair specification, and the price difference between them is significant.

Key Facts

Quick Reference Table — Structural Repair by Type

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Repair Typical scenario Cost range
Crack stitching Stepped crack from settlement £400–£1,800 (5–15m)
Lintel replacement Sagging brick over window £400–£1,400 per opening
Wall tie replacement Cavity wall failure, bulging £900–£3,500 per elevation
Underpinning Subsidence on clay £6,000–£20,000+
Drainage repair Drain washout causing settlement £1,500–£5,000
Tree removal Root-cause subsidence £400–£2,500 + monitoring
Chimney rebuild Listing chimney above eaves £2,000–£6,500
Foundation ground stabilisation Resin injection (e.g. URETEK) £4,000–£15,000+

Detailed Guidance

Why a structural engineer is essential

The one rule that holds: never quote or carry out structural repair without a written specification from a structural engineer (Chartered, MIStructE or equivalent).

Reasons:

A structural engineer's report typically costs £400–£1,200. For a £15,000 underpinning job, that's 3–8% of the total. For a £900 crack repair, it's a higher percentage but still cheaper than the cost of a wrong repair.

Crack stitching — when it works

Helical bar stitching (Helifix Crackstitch, Twistfix, Concrete Repairs Ltd):

Used for:

Not suitable for:

Cost: £80–£180/m of crack, including bars, slot-cutting, grout, repointing.

Lintel replacement — common but mis-priced

Failed lintel symptoms:

Typical replacement:

Cost factors:

Range: £400–£900 for a standard single-opening replacement. Up to £2,800 for a longer-span or compound (cavity tray, weep vents, full reinstate) job.

Underpinning — when there's no alternative

Underpinning is the structural repair customers fear most because of cost. It's typically £6,000–£20,000+ for a typical UK domestic property.

When underpinning is required:

Methods:

The cause of subsidence must be addressed before or as part of the underpinning. Tree removal, drain repair, soakaway construction often go alongside.

Wall tie replacement — easily misdiagnosed

Cavity wall ties (galvanised steel, 1930s–1980s) corrode over time. As they corrode, they expand, cracking the mortar joint, and progressively lose structural connection between inner and outer leaves of the cavity wall. Symptoms:

Repair:

Cost: £8–£18 per tie, plus £400–£800 setup per elevation. A typical cavity-wall front elevation (60–80m²) requires 240–720 ties = £2,000–£12,000+.

Drainage and trees — the underlying causes

Many domestic structural problems stem from:

Always investigate underlying causes before specifying foundation repair:

These investigations are inexpensive compared to misdiagnosed underpinning.

Insurance and structural work

Most home insurance policies cover subsidence with a high specific excess (£1,000–£2,500) and require:

Process: report damage to insurer, insurer instructs structural engineer (or accepts customer's), monitoring period of 6–12 months, repair specification, contractor selected, work carried out and signed off. Total timeline 12–24 months for full subsidence claim.

Customers often want to "just fix it" without insurance involvement; this is fine for non-subsidence work but means missing out on cover for the work. Always advise the customer to engage their insurer before starting structural repair.

Frequently Asked Questions

When is a crack a structural problem?

A crack wider than 5mm at any point, a stepped crack that crosses 3+ brick courses, an active crack that reopens after pointing, or any crack with associated distortion (window/door not closing, floor sloping). Hairline cracks (<1mm) are usually cosmetic — settlement or thermal movement.

Do I need a structural engineer for crack repair?

For any non-cosmetic crack, yes. A £400–£1,200 engineer's report saves £4,500+ in misdiagnosed repair work. The engineer will assess movement, classify cause, and specify repair.

How much does a typical underpinning job cost?

UK average: £8,000–£20,000 for a single elevation of underpinning. Full perimeter: £25,000–£60,000. Cost varies hugely with method, depth, ground conditions, access.

Will my insurance cover structural repair?

Subsidence damage typically yes (with high excess and long process). Other structural damage (lintel failure, wall tie corrosion) may or may not be covered depending on policy wording — usually treated as wear and tear and excluded.

How long does monitoring take before underpinning?

Typically 6–12 months of monthly monitoring. Building Insurance Companies (BICs) and the Royal Institute of Chartered Surveyors (RICS) recommend at least 6 months' monitoring data before specifying structural intervention.

Regulations & Standards